Before you start burn your money, wich kind of recordings your trying to make, out of ordinary guitar and vocal stuff?
My experience as semipro musician and a bit better mixing engineer in recording disasters

showed me that when it comes in sound and usability a recorder like zoom/tascam could be quiet okay, cause positioning of cardiod mikes in xy stereo fields could be complicated, and paralell recorded directional diminished instruments could result in phase erasure.
For this I´m landed now for room recordings with Jerry Bruckheimers KFM360 technique into a H6 recorder USB powered at one mic stand, in position between the musicians at 1,5m height, or a DECCA Tree structure for small rooms.
Cause everything what makes it more complicated is the dead of creativity.
So double MS with three mics could be interesting for your needs.
A pair of ISK CM20Q omni sdc mics and figure 8 condenser Behringer B2 or better 200bugs and more , Cad M179, WA 47Jr, Nt2a, Se2300.... would be good starting point when your using this for Double M/S recordings with a official sounding interface.
Don´t get me wrong, but a behringer UMC is quiet trimmed in certain points, a evo8 offers good preamps but has weak output, ID44 three times more expensive much better output same micpres....
So for only recording a Zoom F6 with 200mw headphone output and battery powered, especial when it comes to huming problems and house electricity would be the better invest as your buying a 500bugs interface, but in terms of music making and low latencys Motu M4/6 + a dedicated class A preamp or tube pre would be more interesting for you in terms of posibilities.
Motu M4 + Art MP/C preamp/compressor + Genalex 12ax7 tube inside are a good invest+ interchangeable large Condenser and some electret small condensers.... + Beyerdynamic M88 or four times cheaper SE V7x as secret hypercardiod weapon for everything.
After years i can say, don´t waste to much time with fancy announced plugins.
Slick EQ M and Kotelnikov GE are affordable mastering tools often in sale and working well enough without getting frustrated, Some tape compression for your track FX sometimes working wonders to glue things together.
HighEnd hardware offers 10% more sound^^
But to find and get the right sound for the final release, it depends on your speakers. At all I realized with other musicians at reasontalk forum that the right lofi sound, it´s amount of loudness is the key in mastering.
In this term a f..k JBL bluetoothbox could be the holy grail of loudness, or a pair closed pc speakers....
If your not as rich, as other forum members, entry Esi aktiv 05 speakers, ATH M40x or Sony MDR7506 headphones are working really nice in our musician combo when it comes to music making and mixing at home. For mastering i like my open DT880 more than the aggresive sounding closed DT770 headphones, but also a cheap shure SRH240 are quiet working well enough...
If your looking at my studio collection, money is one aspect, but for example firstly i realized i need better mics, but after using my semiexpensive mic collection with different impendances and other opamps than NJM4580 in my Fireface, sun begins to shine, and I invested another 1k for a second new hybrid micpre and used multipattern mic and a second transformer preamp, two extra u87 clones for Decca Tree recordings in smaller rooms where mics are placed upon heads over musicians.
So normal priced stuff can work fine, and that´s the main thing, when the sound just fits, mixing plugins are not needed so much, or more or less not at all best!
After tried out different mid priced mics, a Roswell K47 was not my choice, of its really open sound and room amount!
If your reading comparable discussions in GS at all, at this point of a relative high quality sound it is much more a question of composition, instrument skills, trained voice and a mic that fits your voice range and vibrato.
The last polish and wideness a question of, would i spend this money
At this point be warned I´m personaly over saturated with equipment and maybe a second comp54 could be a thing for my mastering needs

to get the billboard sound for heavy graasroots-electronic stuff, but for singer songwriter needs you don´t need such outboard stuff. like others said, when it comes to the point your are signed a musiccontract, all your sound footage will be mastered by a mixing engineer.
some interesting links about recording techniques
https://www.sweetwater.com/insync/st...ic-techniques/
https://www.soundonsound.com/techniq...ides-recording
https://www.soundstagenetwork.com/su...nded200203.htm