Collectors want to buy and sell endlessly. Musicians more often than not want to get an instrument that's immediately playable, that may just happen to be a modular synth.
Learning modulars is just like any other instrument, takes time, dedication and restraint from distractions. While the idea of having a modular synth is a synthesist dream world in reality it has become a game of buy and sell modules to check out what is new for 90% of the modular community. This is no different than people spending 10k on a guitar... only that to actually play say, a guitar, you need more skill than to setup some notes on a sequencer and press a button, so yeah, the barrier of entry is higher. Also, swapping 300$us parts seems ok, while selling and buying 5-10k instruments doesn't feel the same.. at the end of the day, it's not that different.
Setting aside the wishful thinking of believing you know what you'll want 2 years down the road, the OP wants to have a modular system in his studio. Why do people keep suggesting for him to spend his time endlessly reading forums on every single modules to get to make a system up? This is the whole point of these pre-made systems, they've been THOUGHT OUT by people that know more about these things than the average addict. At the end of the day he just needs to get a complete system to even know if it fits the workflow or even likes plugging cables like a mad men. Whatever idea of a what a modular system is will be very clear once he gets a new system, not over the long period of agonizing what to get faced with 50 different opinions. Unless yeah.. that's your thing, to plan meticulously what modules to get and over analyze the whole thing.
If I've learned anything from setting up a small eurocrack setup is that it's just much more efficient to get a module and spend time with it than to spend a lot of time reading other people's views on it. They're really coming from a different place so unless you actually know that person, you're likely wasting your time. Buying individual modules also works out better once you have a base, working setup or clear idea of what you need, not when you're starting out with no idea of how even a modular fits in your workflow.
Finally to the OP, don't you know anyone with a modular?